Working Longer

As a result, 401(k) plans are better for short-tenured workers, and women are
more likely than men to have short tenures. Therefore ... Individuals can improve
their monthly Social Security benefits by working longer in two ways. They can ...

Working Longer

Working Longer

Daily headlines warn American workers that their retirement years may be far from golden. The main components of the retirement income system—Social Security and employer-provided pensions and health insurance—are in decline while the amount of income needed for a comfortable retirement continues to rise. In Working Longer, Alicia Munnell and Steven Sass suggest a simple solution to this problem: postponing retirement by two to four years. By following their advice, the average worker retiring in 2030 can be as well off as today's retirees. Implementing this solution on a national scale, however, may not be simple. Working Longer investigates the prospects for moving the average retirement age from 63, the current figure, to 66. Munnell and Sass ask whether future generations will be healthy enough to work beyond the current retirement age and whether older men and women want to work. They examine companies' incentives to employ older works and ask what government can do to promote continued participation in the workforce. Finally, they consider the challenge of ensuring a secure retirement for low-wage workers and those who are unable to continue to work. The retirement system faces very real challenges. But together, workers, employers, and the government can keep this vital piece of the American dream alive.

More Books:

Working Longer
Language: en
Pages: 207
Authors: Alicia H. Munnell, Steven A. Sass
Categories: Business & Economics
Type: BOOK - Published: 2009-10-01 - Publisher: Brookings Institution Press

Daily headlines warn American workers that their retirement years may be far from golden. The main components of the retirement income system—Social Security and employer-provided pensions and health insurance—are in decline while the amount of income needed for a comfortable retirement continues to rise. In Working Longer, Alicia Munnell and
Are Managers and Professionals Really Working More?
Language: en
Pages: 1
Authors: Alicia H. Munnell, Steven A. Sass
Categories: Executives
Type: BOOK - Published: 2000 - Publisher:

Books about Are Managers and Professionals Really Working More?
Women Working Longer
Language: en
Pages: 304
Authors: Claudia Goldin, Lawrence F. Katz
Categories: Business & Economics
Type: BOOK - Published: 2018-04-19 - Publisher: University of Chicago Press

Today, more American women than ever before stay in the workforce into their sixties and seventies. This trend emerged in the 1980s, and has persisted during the past three decades, despite substantial changes in macroeconomic conditions. Why is this so? Today’s older American women work full-time jobs at greater rates
Gender, ageing and extended working life
Language: en
Pages: 256
Authors: Ni Leime, Aine, Street, Debra
Categories: Social Science
Type: BOOK - Published: 2019-01-23 - Publisher: Policy Press

Nations that are raising retirement ages appear to work on the assumption that there is appropriate employment available for people who are expected to retire later. 'Gender, ageing and extended working life' challenges both this narrative, and the gender-neutral way the expectation for extending working lives is presented in most
Social Security Programs and Retirement around the World
Language: en
Pages: 576
Authors: Courtney C. Coile, Kevin Milligan, David A. Wise
Categories: Business & Economics
Type: BOOK - Published: 2020-01-10 - Publisher: University of Chicago Press

In developed countries, men’s labor force participation at older ages has increased in recent years, reversing a decades-long pattern of decline. Participation rates for older women have also been rising. What explains these patterns, and the differences in them across countries? The answers to these questions are pivotal as countries

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